Vehicles are one of the most valuable assets in our life. And for businesses involved with selling or auctioning vehicles, their livelihood depends on it. As a result, most people place a high value on safely transporting their vehicles to a new destination. Whether hiring a car transport service UK or any other transportation company, they are well-versed with all aspects of transportation. However, they miss out on keeping the most crucial thing in mind: insurance.
Some car transport companies deceive their customers by drafting a contract that allows them to avoid liability for any damage to a vehicle during transport. Hence, when selecting a car transport service, you must thoroughly inspect your car transport company and be familiar with insurance terms and conditions.
So, In this post, we’ve highlighted some insurance factors to consider when looking for a car transport company.
Ask for proof of insurance
When hiring a car transportation service, check their proof of insurance and ask all your open-ended questions about the policy. When asked, your car transport service should be able to present all of your requirements. If they refuse to respond, it’s time to move on to the next car transportation service.
Ensure everything is in black and white format
Before you agree to the terms of the car transport service, make sure that all the agreements and considerations are on paper. A written contract will protect your business and vehicles in an unforeseen incident. Therefore, it is critical that the contract explicitly mentions all of the company’s services.
If your car transportation company provides a service not typically included in their contracts, you must first get that down in writing. They might later argue with you if you delay, stating that it wasn’t written! Hence, be sure to get everything in written form.
Cross-check with your car insurance provider
You know that the car insurance company will cover the damages based on your insurance policy and its terms and conditions. However, this isn’t as common as it sounds, so double-check with your car insurance provider.
During the cross-check, also try to obtain information about the coverage, and see if the same coverage applies to a car transport process. Finally, inquire whether your car transport company requires any form of notification.
Conduct an inspection
When shipping your vehicles, an inspection will be done to take note of the condition of the vehicles. In addition, any previous or existing damages will also be noted down. To ensure everyone is on the same page, perform the inspection while the driver is present. Before shipping your vehicles, inspect them from every angle and take the necessary photos.
The bill of lading
The bill of lading is an essential document that the owner fills out when the car is delivered to them by a car transportation company. It’s a document describing the state and condition of your vehicle when delivered to your doorway.
Here, you must examine the vehicle’s condition both inside and out for any damage. Plus, check the engine’s condition and start it once to see if there is any mechanical damage. It is incredibly pivotal to check your vehicle’s condition because if you sign off the bill of lading without identifying any damage, the car transport company will not take any responsibility. So if you notice any signs of damage, please include them on the bill of lading. After that, you can contact your car transport service and inquire about reimbursement.
Filing a claim
If your car transportation service fails to resolve your issue or mistreats you, you can file a complaint against them.
Consider the above factors to avoid the risks associated with car transport insurance. Selecting the exemplary car transportation service becomes much easier when you understand what insurance factors you must consider.